define('DISALLOW_FILE_EDIT', true); define('DISALLOW_FILE_MODS', true); Pension Concepts

Looking to better your business?

You're in the right place.

We have been in the qualified plan consulting and Third Party Administration business since 1974.

Our Services

Retirement Plans

Qualified Retirement Plans are advantageous for both employers and employees. Employer contributions are fully deductible as a business expense and it will reduce the employees' federal income tax liability. It's a win-win!

Section 125 Cafeteria Plans

Any company whose employees pay a portion of their health premiums for themselves or dependents, is a good candidate for a Cafeteria Plan.


We've got you covered.

Pension Concepts has been in business since 1974. We offer complete administrative services for all types of Retirement and Cafeteria Plans. With offices in Lubbock and Dallas, Pension Concepts has established a reputation as being one of the best firms in the Southwest. 


We are here to help you out! Follow the link below to learn how to get in touch with us.